Visa Online Casinos NZ
Visa is one of the most common online payment methods worldwide. This makes it an easily acceptable option for online casinos since many Kiwis have a Visa card linked with their bank account. Visa deposits are instant and you can use credit and debit cards at most casinos. Another great thing is that you can usually also withdraw using this payment method.
What Is Visa?
Visa Inc. started operations in 1958 to become one of the first electronic payment methods for regular customers. But the last six decades have seen associated technologies develop and evolve, making Visa a leading online financial firm.
Visa allows users to make purchases online including paying on online casinos. The entire chain is based on a connection between the user’s bank account and the merchant. A user can then authorise a transaction allowing for deductions to be made from their account.
For this, there are three ways to perform a Visa transaction. The first option is a Visa credit card that allows you to purchase products/services and later pay this amount. In short, it allows you to use the money you don’t have to be repaid over a certain period.
Visa debit allows you to make payments online directly from your bank account instead of a line of credit. This means you can only use the money available in your account, giving you control over your finances. This is especially crucial for a gambler to avoid playing for more money than they can afford.
Prepaid Visa card is the other available vertical. From the definition, this card comes pre-loaded with a certain amount such as $500. You can then use this amount to pay bills, gamble at online casinos that accept prepaid Visa cards or shop online. The biggest advantage of a prepaid card is that it removes the need to have a bank account.
Finally, there’s a Visa gift card. This is a stand-alone card with no ties to a line of credit or a bank account.
How to Deposit With Visa at Online Casinos
Depositing funds at your preferred online casino with Visa is easy and fast and the process is similar to when you make any other purchase online with the card. Below is the general process for depositing funds at a Visa online casino:
- You’ll first need to create an account at any of our recommended NZ casinos that accept Visa. Afterwards, navigate to the payment/banking page and choose Visa from the list of deposit methods displayed.
- You’ll need to provide your Visa card information. That includes the card number, card expiration date, and the CVV number (this is a 3-digit number at the back of the card). Don’t forget to specify the amount you want to deposit. Next, submit your request.
- The funds should be available instantly. You can then choose your favourite online casino game and start playing for real money.
⭐ Transaction Time
In most instances, the transaction time at casinos with Visa deposit is instant although you may have to wait a few minutes before the casino confirms your deposit. And this is where it may differ. Some online casinos have faster processing speeds than others.
⭐ Fees & Other Deposit Charges
Visa debit, prepaid, or credit card payments are primarily fee-free at most casinos. Having said that, there are some casinos that do charge the transaction fee, and this is then typically 2.5%.
We recommend checking out the terms and conditions associated with your bank or financial institution as they are the ones that issue the cards and not Visa Inc.
You can deposit a minimum of $10 to $20 at most online casinos while the maximum transaction amount is often between $500 and $5,000.
How to Withdraw With Visa at NZ Online Casinos
Withdrawing your winnings at Visa casinos NZ is also straightforward. However, we recommend confirming that your preferred online casino accepts Visa withdrawals. Once you find one, this is the process to follow when cashing out.
- First, log into your online casino and head to the payment/cashier page.
- Choose Visa from the list of withdrawal methods
- Enter the amount of money you wish to withdraw. Note that there may be limits to how much you can withdraw at Visa casinos.
- You may have to go through a KYC (Know Your Customer) process to complete the withdrawal process. We will explore this process later on.
- Once everything checks out, expect to receive your funds within 3 to 5 business days.
⭐ Casino Processing Times
The processing times vary from one site to another. However, the standard time is usually between 24 to 48 hours. This is the time the casino verifies your request and initiates processing. Some casinos take up to 72 hours, which is not ideal for a gambler so we recommend checking the T&Cs before signing up at any Visa casino.
⭐ Transaction Times
The transaction time is the period after the casino processes your withdrawal request and initiates payment to your bank account. You may get your transaction back to your card instantly, but it can also take several banking days. Your bank or financial institution is a key factor in how fast you’ll receive your funds.
⭐ Fees & Other Withdrawal Charges
Transaction fees are always there since payment providers handling the money transfers take a certain cut. The standard fee for Visa transactions is 2.5%. But then the question is who covers these costs. Well, the best Visa casinos don’t impose charges on withdrawals and these sites are the majority. In most instances, these casinos cover the costs involved.
Other casinos transfer the fees to the players and that means you’ll have less to withdraw. Some casinos will cover the fees only if you deposit a certain amount. Therefore, it’s important to check the terms and conditions before signing up.
Advantages of Visa
- Fast transactions ensure instant deposits.
- Advanced security plus anti-fraud technology thanks to its vast experience in the industry compared to other payment methods.
- Widely accepted since most New Zealanders have a bank account. This makes it easy to use a Visa card at an online casino.
- Kiwis have a chance to claim exclusive bonuses reserved for players who deposit funds using Visa.
- You can track your transactions when using Visa thanks to the availability of bank account history accessible even via a phone.
Disadvantages Using Visa
- Possibly long withdrawal times. Visa withdrawals can take up to 3 or 5 business days to process. That’s excluding the casino’s processing time.
- Not all casinos accept Visa transactions. Certain operators may not include Visa, especially for withdrawals, which means you’ll have to find another payment method.
- Some card issuers may ban the use of their cards at online casinos.
How We Choose the Best Visa Casinos
Settling on the best NZ Visa casinos requires us to delve deeper into several other aspects that altogether deliver a preferred site we can recommend to you. We take you through the checklist we use to ultimately decide which casinos make it to our top list.
⭐ Payment Security
Security is crucial especially when it comes to online payments. With that in mind, we always analyse a casino’s security preparedness which includes the incorporation of SSL encryption technology and other efforts such as contracting web security companies for added protection.
⭐ Visa Fees
As a player, you want your money to the cent working for you. Any fees when depositing or withdrawing funds is never a welcomed idea. Therefore, when choosing the best NZ Visa casinos, we consider the fees charged by the operator.
⭐ Visa Transaction time
We all want our payments made within the shortest time possible. A payment method’s transaction time is crucial when depositing and withdrawing funds.
⭐ Minimum & Maximum Deposit Limit
While there may be minimum and maximum deposit limits imposed by your financial institution when using Visa, online casinos also have their limits. You want to go for a casino site with a low minimum deposit and a high maximum deposit amount to cater to the entire spectrum of players.
⭐ Visa Withdrawal Processing Time
All withdrawal requests usually go through processing by the casino and you want to choose a casino that takes the shortest time possible. A casino that takes 24 hours is ideal although most of them take between 24 and 48 hours.
⭐ Game Selection
The sole reason you deposit funds at an online casino is to enjoy your favourite games. For that reason, your preferred Visa casino should have a diverse array of games including pokies, live dealer releases, and table games. But it’s not about the individual titles only, it’s also about the casino partnering with a diverse catalogue of game providers to offer variety.
⭐ Bonuses and Promotions
Every player wants to enjoy their favourite online casino games as much as possible. And Visa bonuses and promotions make this possible by giving you extra funds to play more games. You can also join the loyalty program if your casino has one for enhanced benefits. However, ensure you check the terms that accompany these bonuses.
⭐ Responsible Gambling
While gambling may be a pastime activity, it’s important to take responsible gambling seriously. Top Visa casinos have a section dedicated to educating players on how to play responsibly. Furthermore, it has tools you can use to check yourself including account limits and self-help tests that analyze your gambling behaviour.
⭐ Licensing Authority
A license is the first aspect we check when searching for the best Visa casino. An operator with a license proves legitimacy and it shows that a casino has undergone several checks to ensure it complies with the set rules and regulations.
Picking a Safe Visa Casino
Security is always a top concern for an online gambler searching for a safe Visa casino to play at. But security comprises several aspects which we have analyzed and come up with a list of Visa casinos you can choose from.
But we also understand that you may want to take it upon yourself to find a casino. In that case, we have a checklist you can use to narrow down to your preferred casino.
- Is the casino licensed by a reputable regulatory authority?
- Does the website have satisfactory measures such as SSL encryption in place to protect players’ financial and personal data?
- Are there safe payment methods offered by the casino?
- Does the casino have certifications from independent auditors such as iTechLabs and eCOGRA?
- Are the bonus terms fair enough to allow you to withdraw your winnings?
- Does the casino have fair general terms and conditions for its users?
Verifying Visa at Online Casinos
Customer verification or KYC (Know Your Customer) is now commonplace at all legitimate online casinos. This is in line with AML (Anti-money laundering) regulations as well as licensing requirements.
Various casinos have different KYC policies. But the general rule of thumb includes three steps. The first step is verifying your identity where a government-issued document suffices. Next, you need to verify your address and a bank statement or utility bill is enough. Finally, you need to verify your payment method.
In this instance, you need to verify your Visa card. Some casinos ask for an image of the front of your card while others will ask for both the front and back. While at it, the image needs to clearly show the first 6 and last 4 digits of the card number.
Once you’ve uploaded these details, the casino will verify the authenticity of the documents and later update you on the results. Usually, this process could take up to 72 hours.
Visa Casino Bonuses
Bonuses and promotions are key at any online casino and that’s why many players look at this aspect when joining a casino. Most of these sites tend to peg the bonuses on various payment methods such as Visa.
Deposit bonuses are one of the most common exclusive bonuses available when using Visa. This type of offer is usually presented to new players signing up on a site. This type of bonus can take various forms although the match deposit is the most common.
Free spins offers is another common bonus attached to Visa deposits. This offer targets online pokie fans and it could be as a reward for completing a certain action such as depositing funds.
While the casino may offer these bonuses, there are certain strings attached. These offers often come with terms and conditions such as wagering requirements which you must meet to claim the offer and later withdraw the winnings from the bonus funds.
Are Visa Casinos Safe to Play at?
It’s worth noting that a casino’s safety doesn’t depend on the payment type. In this case, a Visa online casino may be unsafe but that doesn’t mean Visa is unsafe to use. Rather, safety is about other factors such as licensing, RNGs (Random Number Generator), SSL encryption, and independent audits among others. Having said that, we’ve done the heavy lifting for you and prepared a list of safe Visa online casinos you can choose from.